Cloze test 2

Cloze test on

correct answer = 1 mark & wrong answer = -0.25 In the following passage, some of the words have been left out. First read the passage and try to understand what it is about. Then fill in the blanks with the help of the alternatives given below it Paytm, the country's largest payments platform has partnered with ICICI Bank, the largest private bank (1) assets, to jointly launch a digital credit facility. This partnership will enable millions of Paytm customers to (2) instant credit for various purposes including bill payments, flight tickets or consumer durables. The credit facility 'Paytm-ICICI Bank Postpaid' is a digital credit account with instant online activation: without documentation or branch visit. There (3) no fees on the transaction. "We believe our customers are sincere with their payments and Paytm Postpaid will play a major role in helping them pay for their daily expenses on time. This will democratize access (4) credit including those with less disposable income," said Vijay Shekhar Sharma, founder and CEO, Paytm. The credit facility will be based on a new Big Data based algorithm by ICICI Bank for real-time credit assessment of customers. The software uses a combination of financial and digital behaviour of the customer including credit bureau check, purchase patterns, frequency of purchase to ascertain the credit - worthiness of a customer within a few seconds. Based on the credit-score of the customer, the bank offers up to 45 days interest-free credit limit. It ranges from Rs 3,000 to Rs 10,000, extendable up to Rs 20,000 based on the repayment history. Paytm-ICICI Bank Postpaid will also offer a quick checkout to customers with the Paytm Passcode. The facility is currently (5) only to customers of ICICI Bank using the Paytm app. It will shortly be available to non-ICICI Bank customers using the Paytm app.
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