| upto 31st August 2018 |
| 41. GST Verify Launched by : Central Board of Indirect Taxes and Customs Purpose : The application is to verify if the person collecting GST from the consumer is eligible to collect it or not |
| upto 30 th June 2018 |
| 40. IL TakeCare App Launched by : ICICI Lombard General Insurance Purpose : he app works as a one-of-its-kind solution and covers outpatient expenses of customers. The ‘IL TakeCare’ application works in sync with Practo’s ‘Trinity’ technology, allowing customers to make cashless visits to doctors, including those who operate stand-alone clinics. |
| Up-to 8th January 2018 |
| 39. YONO(You Only Need One) Launched by : SBI Purpose : YONO is the first digital banking platform which offers customised products to the customer. |
| Up-to 28th October 2017 |
| 38.IndusInd Mobikwik Launched by : IndusInd Bank & Mobikwik Purpose : IndusInd Bank launches m-wallet with MobiKwik. |
| 37. Selfie Launched by : Federal Bank & Geojit Purpose : "Selfie", is a mobile based SB account opening facility through Fedbook |
| 36. SPOK Launched by : HDFC Life Purpose : An artificial intelligence-based application |
| 35. Eforex Launched by : SBI Purpose : It is an internet-based platform that enables customers to book their foreign exchange transactions online. |
| 34.Video Branch Launched by : IndusInd bank Purpose : Video Branch is a service offered exclusively for all IndusInd Bank customers. By using this service, you can connect with your Branch Manager, Relationship Manager or with our centralized Video Branch Executive. |
| 33. Chillar Launched by : HDFC Bank Purpose : Chillr is a revolutionary new app that lets you send money immediately to anyone in your phone book |
| 32. Airtel money Launched by : AXIS Bank + Airtel Purpose : airtel Money app useful for Mobile Recharge, Money Transfer, Bill Payment & Online Shopping anytime, anywhere |
| 31. M-Pesa Launched by : ICICI bank + Vodafone Purpose : M-Pesa is the world’s most successful money transfer service. It enables millions of people who have access to a mobile phone, but do not have or have only limited access to a bank account, to send and receive money, top-up airtime and make bill payments. |
| 30. iMobile SmartKeys app Launched by : ICICI Bank Purpose : iMobile SmartKeys , the most comprehensive and secure Mobile Banking application, getting payments done through Unified Payment Interface (UPI), offers over 100 banking services on your mobile. |
| 29. M-Wallet Launched by : Canara Bank Purpose : Canara mWallet is a mobile wallet which can be used as a prepaid instrument for certain payments. |
| 28. state Bank FreedoM Launched by : State Bank of India (SBI) Purpose : State Bank's Branch on Your Mobile : Away from home, Balance Enquiries, Remittances, eDeposits, Bill Payments, Mobile Top-ups, DTH Recharge can be made anytime 24x7 |
| 27. mobile Buddy Launched by : State Bank of India (SBI) Purpose : State Bank Buddy is State Bank of India's mobile wallet on your smartphone. It is a semi-closed prepaid wallet which can be used to transfer money to other wallet users and bank accounts, anytime, anywhere. |
| 26. Indpay Launched by : Indian bank Purpose : Indian Bank IndPay provides you anywhere, anytime banking for Indian Bank customers. The Customers can do the entire banking operations 24x7 at his/her finger touch. |
| 25. mVisa Launched by : ICICI Bank Purpose : The new facility is a more digitised and secure alternative to swiping your Card at stores. It simply uses your smartphone to scan an 'mVisa' Quick Response (QR)' code at the merchant outlet. The transaction is completed with enhanced security and speed and the details remain in control of the customer. |
| 24. Pockets Launched by : ICICI Bank Purpose : It’s a VISA-powered e-wallet that customer of any bank can use to recharge mobile, send money, shop anywhere, pay bills and much more. Pockets wallet also comes with a physical shopping card which can be used to shop on any website or retail stores. |
| 23. Tap n Pay Launched by : ICICI Bank Purpose : It facilitates cashless Tap and Pay transactions. Customers will be issued a pre-paid account and a linked Tap N Pay tag using which he/she can make cashless Over The Counter (OTC) payments. |
| 22. Yes Pay Launched by : Yes Bank Purpose : It is a Digital Wallet enabling Social Media & smart phone users to register seamlessly and then spend wisely. |
| 21. Kay Pay Launched by : Kotak Mahindra Bank (KMB) Purpose : KayPay enables over millions of bank account holders in India to transfer funds instantly by choosing recipients (payee) from their Facebook friends list. It is a safe and secure next-generation fund transfer platform to carry out financial transactions through social media via a two-level authentication. This authentication requires you to login to your Facebook account and punch in the One Time Password (OTP) to complete the process. |
| 20. We bank Launched by : Tancent Holdings Purpose : China's first online banking |
| 19. Instant Money Transfer (IMT) Launched by : Bank Of India (BOI) Purpose : It enables you to transfer funds instantly using just the beneficiary’s mobile number |
| 18. Kotak Bharat Launched by : Kotak Mahindra Bank (KMB) Purpose : This app is primarily targeted to benefit customers in the under-banked and un-banked regions, who can access its services in their preferred language. |
| 17. Oriental Batuaa Launched by : Oriental Bank Purpose : a new version of mobile banking app for oriental bank |
| 16. USSD(*99#) Launched by : Union Bank of India & NPCI Purpose : a Global System for Mobile(GSM) communication technology that is used to send text between a mobile phone and an application program in the network |
| 15. VPAYQWIK, Vijaya *99# and V-eConnect+ Launched by : Vijaya Bank Purpose : VPAYQWIK, a complete mobile payment wallet, is a one-stop destination for shopping, quick mobile recharge, any-time bill payment, instant ticket booking, and a lot more. Vijaya *99# is a non-internet-based app. It uses the USSD channel for completing transactions and supports 12 languages, V-eConnect+ is an app that aggregates various e-products of the bank. |
| 14. Empower Launched by : Canara Bank Purpose : This app empowers Canara Bank and other Bank customers to perform pay and collect transactions using a single mobile app. |
| 13. One-UPI Launched by : Andhra Bank Purpose : Under this service, UPI enables to send and receive money using virtual payment address (VPA) like XXXX@andb without providing IFSC and bank account details. |
| 12.Kotak Now Launched by : Kotak Mahindra Bank Purpose : It is the first end-to-end digital process where verification of customer documents and signature is done via a video call with the bank. |
| 11. KBL-SMARTz Launched by : Karnataka Bank Purpose : facilitates Bank's customers to add own and other Bank accounts linked to his/her registered mobile number and initiate payment and collect fund transfer request based on virtual ID,Aadhar number,Bank account number with IFSC code,mobilenumber with MMID. |
| 10. Innovation Lab Launched by : Kotak Mahindra Bank Purpose : It is launched at bengaluru to tap into the best technology that impacts its operations, and is open to investing in startups, a senior company official has said. |
| 9. Sachet Launched by : Reserve Bank of India Purpose : Sachet website from which anyone can obtain information regarding entities that are allowed to accept deposits, lodge complaints, and share information regarding illegal acceptance of deposits by unscrupulous entities. |
| 8.Green PIN Launched by : Corporation Bank Purpose : this is an online module for generation of Personal Identification Number (PIN) for credit card holders. The facility enables credit card users to generate PIN online. PIN is compulsory for all point-of-sale (POS) terminal transactions at merchant establishment. |
| 7.Paperless SIP Launched by : Bombay Stock Exchange Purpose : It would allow mutual fund investors to make transactions through various modes of payments. |
| 6. SME Bank Launched by : HDFC Bank Purpose : It will provide full-fledged digital banking service to small and medium sector enterprises. |
| 5. Mingle Launched by : SBI Purpose : State Bank Mingle is the social banking application of SBI which enables you to perform basic banking activities through SBI's official Facebook page |
| 4. Mera iMobile Launched by : ICICI Bank Purpose : for rural customers. |
| 3. myLoan Launched by : Tata Capital Purpose : to offer personal loans |
| 2. SIB M-Pay Launched by : South Indian Bank Purpose : Aadhar-based payment app |
| 1.811 banking app Launched by : Kotak Mahindra Bank Purpose : to double customer base |
| 1. Hrudaya Deposit scheme Launched by : ESAF Small Finance Bank Purpose : ESAF Bank provides the customers an opportunity to be a part in social welfare projects |
| 2. Unnati' credit card Launched by : SBI Purpose : targeted at all SBI customers, including Jan Dhan account-holders across the country |
| 3. FASTag, UPI and BBPS Launched by : KVB Purpose : Three services for various Purpose.for more details search this in this website |
| 4. Project Ananya Launched by : Syndicate Bank Purpose : It focuses on improved customer service and offering latest in digital banking services. |
| 5. premium credit card 'Elite' Launched by : SBI Purpose : 'Elite' card is launched on the Master Card World platform and is enabled with NFC (Near Field Communication) technology. |
| 6. SBI Exclusif Launched by : SBI Purpose : Exclusif is targeted at fast growing affluent and high net worth customer segments of the bank. |
| 7. PNB Wave N Pay- contactless credit card Launched by : punjab national bank Purpose : This card was launched for digitalisation initiative |
| 8. Premium co-branded card Launched by : Future Group’s & SBI Card Purpose : To offer benefits to consumers in the premium lifestyle and fashion space |
| 9. KBL Suraksha Launched by : Karnataka Bank Purpose : All savings bank account holders of the bank in the age group of 18-70 years can subscribe to this scheme by paying an annual premium of Rs. 100 for Rs. 10 lakh and Rs. 50 for Rs. 5 lakh coverage |
| 10. FI@School Launched by : Kerala Gramin Bank Purpose : to propagate financial literacy among school children |
| 11. Oriental Premium card Launched by : Oriental bank of commerce Purpose : It is a RuPay based Platinum international debit card with airport lounge access |
| 12.Oriental Prepaid Card Launched by : Oriental bank of commerce Purpose : It is a RuPay card for individuals and corporates |
| 13.Pragati Launched by : HDFC Life Purpose : The plan has been designed especially to empower low income families by making the plan available at affordable rate to every person who has the desire to secure his family |
| 14. co-branded debit card Launched by : Bank of Baroda, IFFCO Purpose : co-branded debit cards will provide inbuilt overdraft facilities to the farmers. |
| 15.Coral American Express Credit Card Launched by : ICICI Bank Purpose : India’s only Transparent Credit Card!It gives a unique transparent design that fuses the solidity of the Coral element with a clear, transparent backdrop to provide a truly distinctive look to the card. |
| 16. IGU NHS Golf World Card Launched by : RBL Bank Purpose : India's first exclusive credit card for gulf lovers . Just tap your card at any golf course to log in your rounds and enter your scores online. |
| 17. Tab Banking Launched by : SBI Purpose : With Tab Banking, avoid the hassle of arranging paper work like physical photograph and photocopies of KYC documents. |
| 18. voice recognition Launched by : ICICI Bank Purpose : It authenticates customers based on their speech patterns and allows them to execute banking transactions through the Bank’s call centre in a quick, secure and convenient manner. |
| 19. Insta Loan Launched by : HDFC Bank Purpose : Insta Loan is a pre-approved loan within the credit limit on your HDFC Bank Credit Card i.e. the loan amount will be blocked against the credit limit. |
| 20. Dhanchayat Launched by : HDFC Bank Purpose : Dhanchayat is an educational film created by the bank to raise awareness on the dangers of borrowing money from the unorganised sector, particularly in rural areas |
| 21. Boutique Financing Scheme Launched by : SBI Purpose : the scheme is designed to offer working capital expenses as well as term loan for boutique owners. |
| 22. E-KYC Launched by : SBI Purpose : It will read the customer’s Aadhaar Number and Fingerprints for eKYC verification. This will be sent to UIDAI and on successful verification from UIDAI, this application will display, print and issue an e-KYC certificate which can be used by the BC to open an account subject to satisfying other account opening requirements. |
| 23. Composite Index Launched by : State Bank of India (SBI) Purpose : State Bank of India (SBI), based on its internal loan portfolio and data available in the public domain, has developed a conservative yet forward-looking economic indicator - the SBI Composite Index - for tracking manufacturing activity in the country. |
| 24. Twitter Handle account Launched by : State Bank of India (SBI) Purpose : It is targeting huge customer base as well as potential customers, there will be round-the-clock tweets on the banks' products and services, as also continuous education of the customers |
| 25. Fedbook Selfie App Launched by : federal bank Purpose : India’s first mobile app for bank account opening |
| 26. Student Travel Card Launched by : ICICI Bank Purpose : The ICICI Bank Student Travel Card can be used for paying your application fee and university fee online or by swiping your card on POS terminal and you can also manage your expenses by swiping your card on MasterCard affiliated outlets. Apart from this you can use this card for withdrawal of cash from more than 1.5 million MasterCard ATMs |
27. Project Tatkal Launched by : State Bank Of India (SBI) Purpose : It will bring down the average time taken for delivery of home loan to within 10 days from the date of receipt of completed home loan application form and relevant supporting documents from the customer. |
| 28.SimplyCLICK Credit Card Launched by : State Bank Of India (SBI) Purpose : SimplyCLICK Advantage SBI Card can be availed on the basis of a Fixed Deposit with State Bank Group. |
| 29.Smart Vault Launched by : ICICI Bank Purpose : The Smart Vault is powered by revolutionary robotic technology that minimizes human intervention while operating the locker |
| 30.Saral-Rural Housing Loan Launched by : ICICI Bank Purpose : Under this scheme Applicants from rural areas including women borrowers as well as seekers from weaker sections can now avail home loans at the ICICI Bank Base Rate (“I-Base”) which is currently at 9.70%. An eligible borrower can take up to Rs.15 lac |
| 31. Youth for India Launched by : SBI Purpose : It is a 13 month long programme that enables India's brightest young minds to work on rural development projects with experienced NGOs |
| 32.Kisan Credit Card Launched by : AXIS Bank Purpose : Kisan Credit Card aims at providing adequate and timely credit to farmers for meeting cultivation needs |
| 33.Asha Home Loans Launched by : AXIS Bank Purpose : Applicant can get loans up to 25 lakhs |
| 34.Retail mart Launched by : Indian Overseas Bank Purpose : To cater to people's credit requirements |
| 35. YES GST Launched by : YES BANK Purpose : YES GST Program is to Assist MSMEs. |
| After 15th July 2017 |
| 36.Bank in a Box Launched by : Aurionpro Purpose : Bank Branches have a dire need to reinvent themselves as cost pressures mount and reducing transaction based revenue force them to downsize and become leaner. |
| 37. Multicurrency Forex Card Launched by : Standard Chartered Bank Purpose : It will allow customers the convenience of loading up to 20 widely used currencies on 1 card with an online reload facility during overseas travel. |
| 38. Met Loan and Life Suraksha Launched by : Karnataka Bank, PNB MetLife Purpose : Met Loan and Life Suraksha (MLLS)is a single premium plan covering the loan liability of a customer |
| 39. digital-only marketing campaign Launched by : HDFC Bank Purpose : digital-only marketing campaign, #StartDoing, focuses on savvy spenders |
| 40.SBI Realty Launched by : State Bank of India Purpose : This new website will help customers in identifying their dream house in reliable projects with higher credibility and goodwill in the market. |
| 42. instant credit cards Launched by : ICICI Bank Purpose : Instant credit cards enabling its savings account customers to get a credit card instantly |
| 43.Bharat QR and BBPS Launched by : Canara Bank Purpose : The Bharat QR is a mobile application, which enables a merchant to accept payments as settlement for sale of goods or services. The second product (BBPS), an initiative of the RBI offers bill payment services to the bank's net banking customers with network of agents. |
| Up to 12th August 2017 |
| 44. PlanYourGoal Launched by : ICICI Prudential Mutual Fund Purpose : 'PlanYourGoal.com' to help users plan their investments according to their future financial goals. |
| 45. 'Neo' Launched by : HDFC Life Insurance Purpose : a servicing bot for Twitter that uses artificial intelligence for customer service. The insurer hopes to deploy the bot in answering policy —related queries on social media. |
| 46. Project Nishchay Launched by : IDBI Bank Purpose : In partnership with the Boston Consulting Group (BCG) to accelerate its turnaround program and improve financial performance. The project will be led by senior management at IDBI Bank along with BCG. |
| 47. '100 Digital Villages’ initiative Launched by : Vijaya Bank Purpose : Vijaya Bank has launched ‘100 Digital Villages’ initiative in an effort to bring residents of these villages under the formal banking system. |
| Up to 20th October 2017 |
| 48. BHIM YES PAY Launched by : YES bank & NPCI Purpose : fully integrating the application with all the IndiaStack APIs and NPCI Products.BHIM YES PAY now supports e-KYC, UPI, IMPS, RuPay, BBPS and BharatQR making customers’ as well as retailers’ digital journey smooth |
| Up to 19th November 2017 |
| 49. PS-SBG scheme Launched by : Andhra Bank Purpose : It is for self-help groups to encourage entrepreneurship |
| 50. digital library, a Canarites app, a field recovery mobile app, a retail loan (vehicle) – tracking system, and a regulatory guidance tracking system Launched by : Canara bank |
| 51. digital Supply Chain Finance solution Launched by : Bank of Baroda Purpose : It provides working capital loan opportunities for the small and medium enterprises and large corporate clients. |
| 52. RuPay Select and RuPay Platinum credit cards Launched by : Corporation Bank |
| 53. PPF account online Launched by : ICICI Bank Purpose : a digital service to allow customers to open a public provident fund (PPF) account online. |
| 54. Sahafat Finance Scheme Launched by : Jammu and Kashmir Bank Purpose : special financial scheme for journalists of the state. |
| upto 28st February 2018 |
| upto 10th April 2018 |
| 55. Yes GST Launched by : Yes Bank Purpose : Yes GST is an OD (over draft) facility for Micro, Small and Medium Enterprises (MSMEs). Through this, an MSME can avail OD up to Rs 1 crore, based on their annual turnover, backed by GST returns. |
| upto 20th April 2018 |
| 56. Digital form Launched by : ICICI Bank Purpose : ICICI Bank has introduced a ‘digital form’ which will help open current accounts in a few hours in comparison to an industry average of a few days. |
| upto 30th April 2018 |
| 57. Free Intraday Trading facility Launched by : Kotak Securities Purpose : Kotak Securities has unveiled 'Free Intraday Trading' facility, allowing investors to trade intra-day without paying brokerage charges |
| 58. Livelihood and Water Security’ CSR initiative. Launched by : YES Bank Purpose : YES Bank is all set to roll out a capacity building project with farmers in Haryana and Rajasthan under its ‘Livelihood and Water Security’ CSR initiative. |
| 59. Agenda 25×25 Launched by : Yes Bank Purpose : YES Bank and YES Global Institute have launched Agenda 25×25, which pledges to create a synergetic startup environment for budding women entrepreneurs in India. |
| upto 31st May 2018 |
| 60.KBL-Deposit Only Card Launched by : Karnataka Bank Ltd Purpose : ‘KBL-Deposit Only Card’ that enables hassle-free cash deposit transactions at the bank’s 24X7 e-lobby services. |
| upto 31st August 2018 |
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